| Title: ENTREPRENEURIAL POSSIBILITIES FOR RETIRED EXPERIENCED EMPLOYEES: LEVERAGING CAREER KNOWLEDGE FOR POST-RETIREMENT ENTERPRISES |
| Author: Jinisha KV and Dr. N. Santhosh Kumar |
| Abstract: Retirement has long been viewed as the end of professional engagement, yet in recent years it has increasingly emerged as a new beginning for entrepreneurial pursuits. Retired employees, enriched with decades of knowledge, professional networks, and managerial skills, possess significant potential to transition into entrepreneurship. This paper adopts an exploratory mixed-method design, drawing upon secondary data, case illustrations, and proposed survey/interview methods, to examine the feasibility of retirees in India starting post-retirement enterprises by leveraging their accumulated human capital. Indicative findings suggest that while financial necessity is a motivating factor, psychological and social drivers such as purpose, identity, and dignity play an equally strong role. Retirees are particularly successful in knowledge-driven sectors (consultancy, education, healthcare, digital platforms), whereas ventures in capital-intensive or volatile markets face higher failure risks. The study concludes that with targeted policy and institutional support, senior entrepreneurship can become a significant contributor to inclusive growth and active ageing in India |
| Keywords: Retirement entrepreneurship, Senior entrepreneurship, Human capital utilisation, Active ageing, Knowledge-driven sectors, India, Psychological |
| DOI: https://doi.org/10.38193/IJRCMS.2025.7610 |
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| Date of Publication: 16-11-2025 |
| Download Publication Certificate: PDF |
| Published Vol & Issue: Volume 7 Issue 6 Nov-Dec 2025 |